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VALUABLE SERVICES AVAILABLE TO DIGITAL ALUMNI

As part of our ongoing efforts to find services that we believe would be of interest to Digital Alumni members, we have identified four different offerings that are being made available to our members at this time.

The decision to take advantage of these services is completely up to each individual member or member of their family. The availability of these services is the result of suggestions or periodic questions about offering these services. They also represent the needs of most of the Digital Alumni given that many are faced with job changes or approaching retirement. In some cases discounts are offered for these services and products.

Each service is outlined here but additional information is available either online or by contacting the service provider directly. Check them out. If you do contact these providers we would like to hear any feedback you have about these offerings.

One other note: No Digital Alumni member will be contacted or solicited by any of these providers. This is a condition of listing them. This will be a totally demand driven system. You have to make the first contact.

BOSTON HILL ADVISORS

A Comprehensive Planning Strategy

At Boston Hill Advisors we evaluate investment goals, tax planning issues, insurance requirements, retirement needs, and estate planning matters. We develop a comprehensive picture because we believe in total wealth management.

Planning begins with a one-on-one meeting to determine your goals and objectives. This process sets the foundation for a long-term relationship. We expect to serve your needs over time because our customized financial plans are designed to evolve with you, your family, and your circumstances. We also work closely with your attorney, accountant and other advisors to implement the plan, ensuring that your goals are completely integrated.

Boston Hill Advisors has a disciplined investment process designed to weather economic environments, which is a critical component of successful wealth management. Our investment solutions are designed to seek top-tier performance via an open architecture platform with access to best-in-class managers. Our process manages risk in a manner that considers the impact of taxes, your long-term lifestyle requirements, and is integrated with your overall plan.

When facing challenging financial decisions, you can trust that Boston Hill Advisors will be there to help guide you with sound advice and support.

www.bostonhilladvisors.net/

MARK BARON LONG TERM CARE INSURANCE

As we are all living longer, the challenge will be living well and independently. As you think about the needs of your parents, you may wonder about the possibility of your own long-term needs or those of your spouse. Nobody ever wants to think about what would happen if we needed long term care services, but we all should plan for it. The real consequences to our families and retirement plans are severe enough that ignoring it leaves you with crisis management down the road for you and everybody who cares about you. Even if the risk was small, the consequences aren’t worth ignoring it. And actually, the risk is higher than any of us would want to hear about.

One of the options to pay for long term care is long term care insurance. Many people assume that their health insurance or Medicare will cover the cost of in-home care for daily living support. However, since 95% of long-term care is considered basic custodial care, typical health insurance policies and Medicare do not cover these services on an ongoing basis. Unfortunately, most people discover this only when they are in the midst of a crisis.

The main purpose for long term care insurance is to allow your retirement plan do what it was always meant to do; pay for your retirement and the standard of living you and your family have counted on. Retirement plans are rarely set up to pay for long term care services, which can cost up to $125,000 per year. The insurance doesn’t have to replace your family, who may want to help care for you. But the insurance will help do the job better and longer. Only 11% of people get care in a nursing home, so this insurance isn’t just about nursing home insurance, but for home and community care as well.

Mark Baron is an independent specialist in long term care insurance, and teaches classes on the subject in over 25 towns in Massachusetts, Rhode Island, and New Hampshire. Mark is also the director of long term care for a large investment firm. Mark can help you understand how the insurance works without being subjected to a high-pressure sales pitch. If you decide that the insurance is right for you, he represents all the top companies and can help you find the right fit.

Because there are many facets to each plan, Mark can help you avoid making the wrong choices. Many financial planners don’t have the detailed knowledge of all the companies and aren’t able to offer you well-rounded recommendation, other than the one or two companies they might be partly familiar with. So, call Mark at 617-823-8334, or go to his website and fill out the form on-line to have him contact you. The website is: www.baronltc.com

PRE-PAID LEGAL SERVICES

Have you ever…..

  • signed a contract you wish you hadn't?
  • wanted a document or contract reviewed?
  • received a traffic ticket?
  • wished you could get legal advice when you needed it?
  • been audited by the IRS?
  • been named in a lawsuit?
  • purchased a home or car?
  • leased an apartment?
  • wanted a will, but couldn’t afford the cost?
  • been treated unfairly?

For $26 a month or less, you and your family can have many legal services at no additional charge and many more at a substantial discount. You will have top quality law firms to protect your rights and property.

This service differs from those many have through insurance and other services in that each time you use the service they select an attorney that is familiar with the subject you are concerned about. All other services provide you with a list of attorneys and you have to find the right attorney. This takes more time and you don’t have the knowledge enough to select the right one from the list.

Pre-paid Legal Services are provided by a 30 year old NYSE company that helped pioneer the legal services industry. This company believes in and has attained unmatched customer service.

To learn more about this top quality service, go to the pre-paid legal website

If you want to discuss this service further send click on the "email me" button, leave message and you will receive a prompt return telephone call.

IDENTITY THEFT SHIELD

It is no secret that Identity Theft is a major problem in America. It is in the newspaper almost daily. Just about everyone is at risk. You’re at risk if:

  • You hand your credit card to servers in restaurants
  • You sign your credit cards
  • You supply personal information over the internet
  • You keep your Social Security number in your wallet or purse
  • You leave mail at your home or business for the postal carrier to collect
  • You shred unwanted mail with personal information
  • You have other people run your credit report

Can you be sure data security is good at companies that have your information?

A professional thief can assume your identity in just a few hours but it can take years for you to restore your credit standing.

If your identity were stolen, would you even know where to start?

With Identity Theft Shield, for less than $10 a month you get regular monitoring of your credit report and let the proven leaders in the identity restoration and legal services fields assist you.

You will receive:

  • An up to date credit report at no additional charge with your membership

  • Continuous credit monitoring – any suspicious activity will be brought to your attention providing you with early detection

  • Identity restoration – if your identity is stolen as an Identity Theft member you can rest easy, knowing experienced professionals are working for you. You’ll have a toll-free number to report any potential discrepancy in your credit report. If the discrepancy is identity theft, a Fraud Restoration package will be rushed to you and investigators will assist you every step of the way.

  • Restoration reimbursement – you will receive up to $25,000 reimbursement for many of the expenses you may face while working to clear your name:

    • Legal defense fees and expenses
    • Lost wages for time spent away from work
    • Notarization and postage costs for affidavits and similar documents
    • Application re-filing costs for loans that may have been denied as a result of your identity theft

With the Identity Theft Shield you are backed by experienced professionals from a division of the world’s leading risk consulting company, Knoll Background America and Pre-Paid Legal Services, Inc.

To learn more about the Identity Theft Shield, go to the website

Skip the video if you wish and then click on Identity Theft

If you want to discuss this further, click on the "email me" button at the top of the page and write your message. You will receive a prompt return telephone call.

 

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Digital Alumni, Inc.
PO Box 87
Stratham, NH 03885
  Phone (603) 580-5395
Fax (603) 580-5395

info@decalumni.com